Exclusive:
Napoli Football Club of Italy had officially turned down Galatasaray's €75m, the 3rd offer for Nigerian international, Victor Osimhen. The official Release clause Figure.
- "They’re frustrating the deal intentionally and wants to push him to Saudi Arabia (Al Hilal)." according to report.
- Victor Osimhen has made it very clear that going to Al Hilal is not possible. He only wants Galatasaray.
- He also made it very clear to Napoli that he won’t report for Pre season and doesn’t want to play for Napoli anymore.
The Real Issue
Napoli want a bank guarantee, which given the circumstances, they’re absolutely in their right to insist on. You can call it deliberately frustrating, but it is only common sense that they want guarantees.
Galatasaray’s recent transfer payment issues exemplify why Napoli are 100% within their rights to demand a bank guarantee for Osimhen’s €75m fee.
For example, Galatasaray signed Derrick Köhn from Hannover 96 for a base fee of €3.35 million plus up to €300,000 in bonuses. However, despite the modest size of the transfer relative to Osimhen’s, Galatasaray failed to pay the agreed amount in full upfront:
• Initially, they paid only around €1.5 million, leaving approximately €2.5 million outstanding.
• Hannover 96 had to escalate the issue to FIFA after repeated delays, even threatening to block Galatasaray from registering new transfers if the debt remained unpaid.
• Under legal and reputational pressure, Galatasaray finally paid the remaining fee with interest to settle the dispute.
If a club of Galatasaray’s stature struggles to settle a €3–4 million transfer fee promptly, it is entirely reasonable for Napoli to protect themselves when dealing with a €75 million transaction, which is twenty times larger.
▶ A bank guarantee is standard risk mitigation. It ensures Napoli will receive the full amount on time, avoids protracted legal action, and protects their financial planning for squad rebuilding and compliance with Serie A’s strict liquidity regulations.
▶ The Köhn situation highlights a wider market reality: even well-known clubs can delay or default on payments, jeopardising the selling club’s finances. In the case of Osimhen, whose fee is transformative for Napoli’s strategy, requiring a bank guarantee is not only prudent but arguably necessary.
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